Bangladesh Bank has extended the tenure of its digital nano loan refinancing scheme until June 30, 2028, aiming to expand financial inclusion and bring marginalised communities further into the digital economy. The scheme was first introduced in 2022 with a revolving fund of Tk 100 crore, designed to provide low-interest microloans through digital platforms to underserved groups.
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The fund was later expanded to Tk 500 crore but, according to a central bank circular issued on September 9, has now been revised back to Tk 100 crore. Despite the adjustment, the central bank said the scheme will continue to support digital loan operations, helping disadvantaged individuals and small entrepreneurs build familiarity with formal financial services.
Bangladesh Bank noted that the refinancing facility is meant to reduce economic disparity, promote inclusive and sustainable growth in the financial sector, and diversify financial products for disadvantaged communities. All previous operational instructions for the scheme will remain unchanged.
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With the extension, the central bank expects the initiative to maintain momentum, ensuring that more marginalised groups benefit from accessible financing while strengthening Bangladesh’s shift towards digital transactions.