DBH Finance PLC, the country’s leading non-bank financial institution (NBFI) focused exclusively on housing finance, has recorded a 12% year-on-year profit growth in the second quarter of 2025, highlighting its operational strength despite prevailing economic challenges.
For the April–June 2025 quarter, DBH posted a net profit after tax of Tk26.41 crore, up from Tk23.56 crore in the same period last year. Earnings per share (EPS) rose to Tk1.30, compared to Tk1.16 a year earlier. The company also saw a robust 11.4% rise in interest income and a 27% increase in investment income for the quarter.
During the first half of 2025, DBH’s net interest income climbed 14% year-on-year, reaching Tk399.6 crore, up from Tk350.3 crore. Operational income improved to Tk130.6 crore from Tk124.8 crore, and net profit after tax rose to Tk42 crore, marking a 3% growth. The half-yearly EPS stood at Tk2.07, up from Tk2.01 in the previous year.
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DBH’s home loan disbursement grew 11%, while its core deposit portfolio expanded by 18% in the first half of the year. Notably, the company maintained a non-performing loan (NPL) ratio of just 1%, one of the lowest in Bangladesh’s financial sector.
The institution also upheld its AAA credit rating for the 20th consecutive year, a record achievement in the country’s NBFI sector, underlining its long-term financial credibility and governance excellence.
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As of 30 June 2025, DBH’s deposit portfolio stood at Tk5,000 crore. With 16 branches across all divisional headquarters, DBH continues to drive homeownership growth through both its conventional housing finance schemes and Islamic Finance Window (IFW).
Commenting on the performance, Nasimul Baten, Managing Director & CEO of DBH Finance PLC, stated:
“These results are a testament to our operational resilience and customer-centric philosophy. Even in a volatile economic environment, our commitment to efficiency, service excellence, and asset quality enables DBH to remain ahead of the curve.”