BRAC Bank has achieved a historic milestone in Bangladesh’s banking sector by recording a consolidated net profit of Tk1,535.86 crore in the first nine months of 2025. This marks a 52 percent year on year growth and makes it the first local private bank to cross the Tk1,500 crore profit threshold.
The achievement has already surpassed the bank’s full year profit of Tk1,432 crore in 2024, with one quarter still remaining. During the July to September quarter, profit rose 50 percent to Tk629.96 crore, while earnings per share reached Tk2.53 for the quarter and Tk6.06 overall.
Read More: Square Textile to Invest Tk40 Crore in Expansion and Merge Profitable Subsidiary
The bank’s financial strength is further reflected in a 31 percent increase in net asset value per share to Tk51.73 and a sharp rise in net operating cash flow per share to Tk63.03. BRAC Bank attributed this performance to higher investment income from government securities, growing interest income, and strong returns from subsidiaries such as BRAC EPL Investment, BRAC EPL Stock Brokerage, bKash, BRAC Saajan Exchange, and BRAC IT Services.
Despite challenges such as foreign currency shortages, high inflation, and exchange rate volatility, BRAC Bank maintained steady growth. Deposits increased 13 percent during the first half of the year, outpacing the industry average of below 10 percent, while investments in government securities rose 31 percent and the loan portfolio grew by 3.43 percent.
With a market capitalization of Tk14,155 crore, BRAC Bank is now the fourth largest listed company on the Dhaka Stock Exchange and the highest valued publicly listed bank. Its shares closed 1.72 percent higher at Tk71.10 on Thursday.
Read More: BYD to Recall 115,000 EVs Over Safety Issues
The bank’s shareholding structure remains diverse, with 46.17 percent held by sponsors and directors, 36.16 percent by foreign investors, the highest foreign ownership in Bangladesh’s banking sector, while local institutions and the general public hold 11.60 percent and 6.07 percent respectively.
Since its inception in 2001, BRAC Bank has been a pioneer in financing cottage, micro, small, and medium enterprises (CMSMEs), driving financial inclusion across Bangladesh. Continuing that legacy, the Bangladesh Securities and Exchange Commission has approved its plan to issue the country’s first ever social bond worth Tk1,000 crore, aimed at supporting agriculture, healthcare, women entrepreneurship, and microfinance sectors.
Through these initiatives, BRAC Bank continues to demonstrate how purpose driven growth and prudent financial management can redefine success in Bangladesh’s banking industry.