Bangladesh Bank has recorded a strong rise in net profit, reaching Tk22,600 crore in the 2024-25 fiscal year, which marks a 48 percent increase compared to the previous year. The growth reflects the central bank’s rising income from lending to the government, providing liquidity support to commercial banks, and managing foreign currency reserves. In FY24, its net profit was Tk15,300 crore, while in FY23 the figure stood at Tk10,748 crore, meaning that within two years Bangladesh Bank’s earnings have more than doubled.
Read More: Bangladesh Attracts $1 Billion in Investment Proposals in Five Months
The financial statements for FY25 were approved at the 443rd board meeting chaired by Governor Ahsan H Mansur. A deputy governor confirmed that a large portion of the profit will be deposited into the government treasury. So far, Tk8,000 crore has already been transferred, with the remaining balance set to be paid soon. This contribution will support the government’s budget financing at a time of growing fiscal pressure.
A major source of profit came from interest on treasury bonds purchased with printed money to meet government borrowing needs. As of May FY25, the government’s outstanding debt to the central bank stood at Tk95,706 crore, of which around Tk74,000 crore was in treasury bonds. Bangladesh Bank also earned substantial income from providing liquidity support to commercial banks. By June FY25, repo loans of different tenors including overnight, 7-day, and 14-day totaled Tk1,45,396 crore, generating interest at rates starting from 10 percent.
Read More: Chinese Shoemaker to Invest $10m in BEPZA Economic Zone
Another important driver of earnings was the bank’s role in selling US dollars to commercial banks and interest income from its foreign exchange reserves. The Export Development Fund also contributed to foreign currency income. According to officials, these combined activities boosted profitability while allowing the bank to stabilize exchange rates and strengthen reserves.
The rise in profits highlights the central bank’s expanded role in the economy, but experts caution that reliance on lending to the government and liquidity support to banks also points to structural weaknesses in the financial system. Analysts suggest that while the profit surge is positive for state revenue, sustainable reforms are needed to reduce dependency on emergency interventions and ensure long-term financial stability.